PCP, HP and motor lease agreement claims specialists

Join millions of affected drives who have joined the no - win, no - fee motor finance claim worth £billions against major lenders.

Select Your Lenders

Select the lenders you’ve financed with, and we’ll verify your agreement history

Simple Application

Fill out an easy form, and confirm your consent for us to process your claim

We Process Your Claim

Start your claim against the lender within 30 seconds, we do all the hard bits

If you bought a car on finance between
2007 - 2021, you may be eligible to receive compensation ranging from *£3,000 to £10,000

*Financial Conduct Authority - Our work on motor finance – final findings March 2019 - Paragraph 1.7:


“We estimate that on a typical motor finance agreement of £10,000, higher broker commission under the Reducing DiC model can result in the customer paying around £1,100 more in interest charges over the four-year term of the agreement”.

CHECK AGREEMENT You can make a complaint to your lender yourself and/or to the Financial Ombudsman Service.

We estimate 30,000,000+ drivers have been affected

We specialise in assisting clients claim for mis-sold PCP, HP and motor lease agreements and we’re with you every step of the way

Why Choose Accord Solicitors?

Quick Eligibility Check

There’s only 1 question to see if you are eligible to make a claim

Decision Made Quickly

We do a soft credit check to find your finance agreement history

Hands Off Approach

We'll look after your claim from start to finish, stress free

What issues can I claim for?

If you answer yes to any of the below, you may have a claim up to £10,000

CHECK AGREEMENT You can make a complaint to your lender yourself and/or to the Financial Ombudsman Service.

Hidden Commission

Almost 99% of car owners might have unknowingly paid hidden broker commissions. If you weren't informed about these commissions, you could be owed compensation.

Inflated Rates

Before 2021, car dealers could earn more by selling loans with higher interest rates, potentially costing you thousands more than necessary.

High-Pressure Sales

Felt pressured into a finance deal that wasn't right for you? PCP and HP are popular financing options but they are not always the right option, you may have been mis-sold.

Lack of Affordability Checks

When affordability checks are not carried out properly, customers can find themselves stuck in unaffordable loan agreements for years, causing undue stress and financial issues.

Why should I claim?

The FCA is actively investigating widespread concerns of car finance mis-selling, with the inquiry expected to continue until May 2025. Numerous finance companies and lenders are under scrutiny for potentially mis-selling agreements to consumers.

If you've financed a vehicle and suspect you were mis-sold an agreement—whether due to undisclosed commissions received by the dealership, or insufficient information about hidden costs and interest rates—you may be entitled to compensation. It’s worth exploring your eligibility by reaching out to us.

Can you relate?

1. Were you surprised by hidden costs in your car finance deal?

2. Did your dealership fail to mention commission fees?

3. Were you given unclear information about your monthly payments?

4. Did the interest rate seem higher than you expected?

5. Do you feel misled about the total cost of your car finance?

6. Were you unaware of penalties for early repayment?

7. Did your lender skip proper affordability checks?

8. Did you struggle to understand the balloon payment terms?

9. Were you pressured into accepting a finance deal?

10. Do you believe your car finance deal was unfair or mis-sold?